United Bank Card offers one of the industry's most lucrative residual programs.   At UBC we use our processing volume and merchant base to negotiate the most aggressive pricing from our authorization networks.   This ensures the very best possible pricing for our ISO & Agent partners. 

United Bank Card gives our ISO's and Agents a choice of residual programs.  The Revenue sharing program is a true 50/50 split over the actual Visa and MasterCard Interchange rates.  This includes over a hundred different interchange categories, some of which are more price advantageous to certain target markets: Quick Service Restaurant, Pay-At-Pump, Hotel/Lodging, Small Ticket, Supermarket, E-Commerce, in addition to the benefits of lower-priced Check Card rates.   The Revenue Sharing Program is a true split of profitability including Discount Rates, Transaction Fees, Statement Fees, Monthly Minimums, Mid & Non-Qualified surcharges, batch fees, voice authorizations, chargeback fees, non-bankcard transaction fees, corporate cards, debit, EBT, Net vs. Gross billing and a variety of other revenue streams.  Having pass-through interchange pricing ensures the ISO and Agent the ability to compete for any size merchant.

Another option is the Buy-Rate program.   On this program the ISO/Agent receives 100% of the difference between their Buy-Rates and the merchant rates.


Regardless of the program, Revenue Share or Buy-Rate, every ISO / Agent participates in our lucrative Bonus Program.   This includes weekly bonus payments of $100 per Qualifying Free Equipment deal, up to $350 per Conversion Account and as much as $40 per Discover account.  This means all of our ISO / Agent partners can earn up to $490 per deal and its paid weekly. That in addition to all of our other featured bonuses including our  $500 lease bonus after the 5th lease funded through MBF. UBC regularly runs additional promotions including bonuses from our Value Added Products like Checks, ATM's, Gift Cards and of course all of our ISOs and Agent partners receive bonuses and residuals from the American Express ESA and Discover EASI Program.

Details on our residual and bonus programs can be found below:

FREE EQUIPMENT PROGRAM
Free Equipment is available on both Residual Programs.

* Updated Free Equipment Program - ISO Brochure
* Free Equipment Program - Details & Terms
* 2005 Mercedes SL 500 Contest (2 Cars Available)
* Weekly Bonus Program Announcement

ADDITIONAL BONUS MONEY
Bonuses are paid on both Residual Programs.

*New Weekly Bonus Program Announcement